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This paper uses the Survey of Health, Ageing and Retirement in Europe (SHARE) to investigate the role of pension and social security institutions in shaping the European patterns of work and retirement. The authors provide evidence on the extent of "Unused capacity" in labor force, on pathways to retirement and on the relationship between actual health status and disability take up. They find that institutional differences between countries explain much of the cross-national differences in work and retirement, while differences in health and demographics play only a minor role.
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