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The economic calamity of 2008 - 2009 was not caused by subprime mortgages, credit default swaps, or even excessive greed. These are only symptoms of the real problem. The root cause of the problem was failed leadership from leaders who didn't follow their True North. Crises have brought down many leaders and their organizations with them, while other leaders have risen to the challenges to prove their mettle. The challenges you are facing represent your best opportunity to make major changes in your organization because they lessen the resistance that exists in good times.
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