Understanding PCI DSS Compliance

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Executive Summary

PCI DSS version 1.1 (the current standard until October 2008 when PCI DSS version 1.2 is slated to be released) outlines best practices for credit card data that is stored, processed or transmitted. It consolidates and supersedes the requirements of the previously developed MasterCard Site Data Protection (SDP) Program and the Visa Cardholder Information Security Program (CISP). As such, the new standard contains IT security requirements and guidelines for all major credit card issuers, including Visa, MasterCard, American Express, Diners Club and Discover. These card issuers joined forces to develop the new requirements as part of an industry-wide standard for protection of cardholder' credit card account and transaction information.

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