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Like your personal credit history, your company's credit rating is determined by credit reporting agencies - independent companies that assess your credit "Score" based on factors such as payment history and debt load. However, your business credit ratings differ from personal credit ratings in that: Your business score is based primarily on the timeliness of payments; unlike personal credit, having multiple active accounts can be a positive, provided that they are in good standing. It demonstrates that your business is savvy about managing its finances; some information in your business profile may be self-reported, which is typically not allowed on personal reports. You do this by establishing a profile with the credit bureau; consult their websites for details.
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