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The lag between delivery and payment has never been ideal. But in tough times, it can get worse, as the domino effect of cash flow hits your supplier - and then you. No doubt you have some reserves on hand (right?) for rainy days like this. But credit options are always available for those who qualify. It's up to you to decide if and when you want to opt for credit over cash, but don't forget, use of credit can help keep your credit history in good standing, even if you'd rather keep the debt to a minimum in these times. This paper provides three tips for using credit to help you manage your cash flow.
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