This is the Lite version of Ez Budget. It has all of the features of the paid app except it is limited to 20 transactions. Ez Budget - Quick Envelope Budgeting is for people like you who want to keep track of their spending, and more importantly keep their spending in check. If you need to start sticking to your budget, this app will help you keep your spending under control. When you want to buy something, check Ez Budget first to see if you have enough money left in that category.ENVELOPE BUDGETINGEz Budget implements envelope budgeting for you with your bank account so that you dont have to carry around a bunch of cash and envelopes. Just divide your money into virtual envelopes and then categorize your transactions as they come in. Now you can easily know exactly how much you have left to spend while keeping the convenience of using plastic. MANUAL TRANSACTIONSEasy to use input of transactions. When you buy something just enter a description and an amount. Then pick an envelope for it to come out of and your done.AUTOMATICALLY IMPORT TRANSACTIONSGet all of your transactions from your checking account automatically. All you have to do is pick an envelope for them. Automatic import utilizes your bank's Open Financial Exchange (OFX) server. Ez Budget uses the third party Finkin.com API to interface with your bank's OFX server. These requests are made via a secure HTTPS connection and your password is never saved. This feature may require you to contact your bank to enable and is not supported by every bank. Please note that some banks charge for this service.SYNC YOUR BUDGET WITH OTHER DEVICES USING iCloud or DROPBOXEz Budget has just added a cloud syncing feature. Once you have iOS 5 and an iCloud account, you can seamlessly sync you budget with your other devices. Just flip the switch and it will keep you synced. Note that you will have to be using the same iCloud account on any device you wish to sync with.If you want to sync using Dropbox, simply enter your Dropbox account information (or sign up for a free account in app) and then turn syncing on. This will automatically backup your budget information and allow you to share it with your spouse. Have your spouse enter the same Dropbox account in their app, and now both of you can see the current budget anytime and anywhere.Please note that the Dropbox sync works in the background when you close the app, and therefore will only work on devices with multitasking support. WHAT THE EXPERTS SAYThis is a fantastic solution to those who want to keep track of all their spending but share an account with their spouse. As long as both of you have an iPhone or iPad, you can each enter your purchases and keep your budget perfectly balanced and up to date. ~TiPbIf envelope budgeting works for you, or if you think it could improve your spending habits, you might want to give this app a try. ~App AdviceWHAT THE USERS ARE SAYING"This has saved me time and keeps me more organized :) Definitely worth it."This app has a learning curve, but once you get the hang of it it is well worth the minor cost of keeping track of your envelopes. I didnt like it at first, but after a couple of weeks I must say it is the most useful app I have purchasedWorks very well. Excellent support. Thank You.Perfect app for the on the go person who needs to stick to the budgetIve had this app for a couple days and its been awesome so far.