The John Hancock Cost of Care Calculator iPad app provides a convenient way to view the average current local costs for long-term care in various settings and cities across the country, while also offering the ability to estimate future care needs and the potential costs that could be incurred on an inflation-adjusted basis.App feature includes the ability to:View average local long-term care costs on a daily, monthly and annual basis View costs in different care settings, including nursing homes, assisted living facilities, adult day care, and home-based careHypothetically estimate potential long-term care needs from 0-10 years within each care settingView total potential costs for long-term care in todays dollarsProject total potential costs for long-term care based on inflation, for up to 50 years into the futureTotal future cost projections can be used as a way to help understand the potential expenses that may be incurred should someone need care in the future, and to estimate the coverage that might be needed to help protect ones income and assets in retirement. Long-term care insurance is underwritten by John Hancock Life Insurance Company (U.S.A.), Boston, MA 02117 (not licensed in New York) and in New York by John Hancock Life & Health Insurance Company, Boston, MA 02117. LTC-1663 2/12
