This is a Non-compound interest calculator. You can calculate how much you pay TODAY. And you can confirm whether you repaied correctly or not. And you can calculate the future repayment. By the day calculation ( Leap year distinction ) First day inclusion Choosing Decimal inclusion or Decimal Non-inclusion Calculating Part Repayment This app calculates in our servers. - No cookie required - No javascript required You can calculate through HTTPS. - Nobody recognizes what you calculate. You can save the result of calculation. - By tapping the floated cloud "save" button, the result is saved as a photo in your iPhone photo album. This application displays Internet Connection Alerts. - If an error page is displayed, you do not have to re-install. - If you want to know our Server Maintenance Information, check the pages below.- http://www.Rainbow-Link.com/news.html- http://www.linkedin.com/company/rainbowlink-inc- About "decimal NON-inclusion" - The RepayCalc calculates the days from the "first day" to today. - If the days do not reach one year, the RepayCalc distinguishes a leap year and and an average year, and calculates the period by the day. - The RepayCalc calculates "year" in a standard. At first the RepayCalc is settled the year from the "first day" to today. Next, the RepayCalc is settled the period that does not reach 1 year. Finally the RepayCalc calculates "the period that does not reach 1 year" by the day. - How to Calculate (1) The RepayCalc cuts off decimal fraction when the RepayCalc calculates "year". (2) If the period does not reach one year, the RepayCalc distinguishes a leap year and and an average year. And the RepayCalc calculates the period forming a schedule by year 365 days or 366 a year day. (3) About the part which did a forming a schedule calculation, the RepayCalc cuts off a fraction equal to or less than the first place decimal point after having added capital and interest.