Analysis of the Latest Trends in Mobile Commerce Using the NFC Technology

The aim of this paper is to propose new mobile commerce proximity payment architecture, based on the analysis of existing solutions and current and future market needs. The idea is to change a Mobile Device into a reliable and secure payment tool, available to everyone and with possibility to securely and easily perform purchases and proximity payments. Mobile commerce (m-commerce) is already being used and implemented as an alternative to many e-commerce services. There are many ways to define it, but simply said, "Mobile commerce is a form of electronic commerce that specifically focuses on commerce by the use of Mobile Devices".