Mobile Payment as Key Factor for Mobile Commerce Success

Mobile commerce was expected to flourish with the advent of 3G technologies. Nevertheless, this business has been growing very slowly and up to now has not reached a real success. This paper shows the importance of the mobile payment systems for the mobile commerce success. It describes some relevant solutions, emphasizing in their business models. The main conclusions are that the lack of very useful services and usability and are the most determining factors in mobile payment adoption.