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tools and templates
(13326 results)-
Tools & Templates
Tax Deductible Loan Calculator
Jan 2009
This tax-deductible loan tool helps determine the tax savings on loans or lines of credit with tax-deductible interest payments. For a loan payment, select fixed-term loan. For a line of credit...
Provided by Bankrate
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Tools & Templates
Savings Plan Designer (Flat Contribution)
Jan 2009
This tool shows you how much money you must contribute each month to an interest-bearing bank account or investment fund in order to reach your savings goals.
Provided by FinAid Page
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Tools & Templates
Savings Plan Designer (Percent of Income Contribution)
Jan 2009
This tool shows you how much money you must contribute each month to an interest-bearing bank account or investment fund in order to reach your savings goals. Instead of calculating a fixed dollar...
Provided by FinAid Page
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Tools & Templates
Savings Growth Projector
Jan 2009
The greatest asset parents have available when preparing for the costs of their children's education is time. It is never too soon to start saving. The sooner you begin, the more your money will...
Provided by FinAid Page
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Tools & Templates
Annual Yield
Jan 2009
This Annual Yield Tool computes the annual yield required to achieve a given total return over a specified number of years. To calculate the required annual yield, you may either enter a total...
Provided by FinAid Page
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Tools & Templates
Compound Interest
Jan 2009
This Compound Interest Tool illustrates the effects of compounding on the effective interest rate. It computes the effective interest rate for an investment compounded at different intervals.
Provided by FinAid Page
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Tools & Templates
Savings Plan Yield
Jan 2009
This Savings Plan Yield Tool computes the annual interest rate required to reach your savings goal given the present value of your savings, the value of your regular contributions and the amount...
Provided by FinAid Page
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Tools & Templates
Savings Vs Borrowing Calculator
Jan 2009
It is cheaper to save than to borrow. When families contemplate college expenses, they can pay for it using a combination of past income (savings), current income and future income (loans). This...
Provided by FinAid Page
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Tools & Templates
Level Payment Calculator (Amount)
Jan 2009
This level payment tool is an integrated saving and borrowing tool that focuses on what really matters to most people: how much they'll pay per month. Think of it as a layaway plan for college...
Provided by FinAid Page
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Tools & Templates
Level Payment Calculator (Percent Of Income)
Jan 2009
This level payment tool is an integrated saving and borrowing tool that focuses on what really matters to most people: how much they'll pay per month. Think of it as a layaway plan for college...
Provided by FinAid Page
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Tools & Templates
Inverted Level Payment Calculator (Amount)
Jan 2009
This inverted level payment tool is an integrated saving and borrowing tool that focuses on what really matters to most people: how much they'll pay per month and how much money they'll have for...
Provided by FinAid Page
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Tools & Templates
Inverted Level Payment Calculator (Percent of Income)
Jan 2009
This inverted level payment tool is an integrated saving and borrowing tool that focuses on what really matters to most people: how much they'll pay per month and how much they'll have for...
Provided by FinAid Page
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Tools & Templates
Expected Family Contribution (EFC) Calculator
Jan 2009
This tool is used to calculate the Expected Family Contribution (EFC) and financial need, and to estimate your student financial aid.This tool is used to calculate the Expected Family Contribution...
Provided by FinAid Page
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Tools & Templates
Quick EFC Approximation Calculator (Not EFC)
Jan 2008
This tool is used to prepare an approximation of the Expected Family Contribution (EFC). The results are only an approximation of the Federal EFC figure that is calculated when you file the FAFSA...
Provided by FinAid Page
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Tools & Templates
Quick EFC Approximation Chart (Not EFC)
Jan 2009
This tool generates a simplified chart showing approximations of the Expected Family Contribution (EFC). The results are only an approximation of the Federal EFC figure that is calculated when you...
Provided by FinAid Page
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Tools & Templates
Proposal For Simplified EFC (Not EFC)
Jan 2009
This tool implements a proposal by Mark Kantrowitz for an extreme simplification of the federal need analysis methodology. It argues that if the loan repayment cap in the income-based repayment...
Provided by FinAid Page
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Tools & Templates
Federal Housing Index Calculator
Jan 2009
Over-estimating the fair market value of your home can adversely affect your eligibility for financial aid. This tool uses the Federal Housing Index Multiplier (2006 tables) from the Bureau of...
Provided by FinAid Page
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Tools & Templates
Loan Payment Chart Generator (Rates Vs Fees)
Jan 2009
This Loan Payment Chart Tool generates charts that may be used to compare loans at various interest rates, fees, and loan terms. The tool can generate charts that compare monthly payments, total...
Provided by FinAid Page
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Tools & Templates
Loan Payment Chart Generator (Balance Vs Rates)
Jan 2009
This Loan Payment Chart Tool generates charts that may be used to compare loans at various loan amounts, interest rates, fees, and loan terms. The tool can generate charts that compare monthly...
Provided by FinAid Page
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Tools & Templates
Income Contingent Repayment Loan Payment Calculator
Jan 2009
This tool compares the cost of repaying Federal student loans using the Income Contingent Repayment (ICR) option and the standard repayment option, including the net present value of those payments.
Provided by FinAid Page
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Tools & Templates
Income Sensitive Repayment Loan Payment Calculator
Jan 2009
The Income Sensitive Repayment Tool compares the cost of repaying Federal student loans using the Income Sensitive Repayment (ISR) option and the standard repayment option.
Provided by FinAid Page
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Tools & Templates
Income-Based Repayment Loan Payment Calculator
Jan 2009
This tool compares the cost of repaying Federal student loans using the Income-Based Repayment (IBR) option and the standard repayment option, including the net present value of those payments.
Provided by FinAid Page
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Tools & Templates
Graduated Repayment Loan Payment Calculator
Jan 2009
This Graduate Repayment Tool computes an estimate of the size of your monthly loan payments using the graduated repayment plan. This repayment plan starts the payments at a low level (usually...
Provided by FinAid Page
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Tools & Templates
How Much To Borrow Calculator
Jan 2009
This tool helps you decide how much of the net college costs (e.g., the family contribution) should be paid from income and assets (or a short-term payment plan), and how much you should borrow...
Provided by FinAid Page
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Tools & Templates
Economic Hardship Deferment Calculator
Jan 2009
This tool helps borrowers determine whether they are likely to qualify for an economic hardship deferment. It implements the federal regulations at 34 CFR 682.210(s)(6) and 34 CFR 674.34(e) and...
Provided by FinAid Page
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Tools & Templates
Prepayment Calculator
Jan 2009
Making extra payments to reduce the principal balance on a loan can help pay off the loan sooner and reduce the total interest paid over the lifetime of the loan. This tool shows the impact of...
Provided by FinAid Page
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Tools & Templates
Loan Default Calculator
Jan 2009
This Loan Default Tool illustrates the extra costs associated with defaulting on a student loan.
Provided by FinAid Page
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Tools & Templates
Peer-To-Peer Lender Calculator
Jan 2009
The risk of default can have a big impact on a lender's return on investment. The purpose of this tool is to help peer-to-peer lenders evaluate the value of a loan by factoring in the risk of...
Provided by FinAid Page
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Tools & Templates
Tax Benefits Of Buying
Jan 2009
This tool estimates the tax benefit of buying a home. Input your loan parameters and the month you purchased the home. Since home interest and points are captured in itemized deductions, please...
Provided by Internet Brands
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Tools & Templates
APR Loan Payment Calculator
Jan 2009
This APR Tool can be used to estimate the Annual Percentage Rate for a loan based on input parameters. There are various ways that companies compute APR. Mortgage Loan Fees may include Appraisal,...
Provided by Internet Brands
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Tools & Templates
ARM Loan Payment Calculator
Jan 2009
This tool will compute your initial payments and estimate your future payments. The ARM parameters (Initial Rate, Index, Margin) are necessary for this tool. The current version of this tool only...
Provided by Internet Brands
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Tools & Templates
Should I Pay Points - Refinance?
Jan 2009
Paying points for a lower interest rate is a trade off between paying money now versus paying money later. A point - equaling 1% of the total loan amount - is an upfront fee that reduces your...
Provided by Internet Brands
-
Tools & Templates
Refinance Debt Consolidation Management
Jan 2009
Discover your potential monthly savings by combining your bills into a single source. Eliminate high interest rate credit card and installment loans with a tax deductible (consult your tax...
Provided by Internet Brands
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Tools & Templates
Mortgage Principal
Jan 2009
This tool figures your principal balance after any number of payments. Input the beginning principal amount, interest rate, length of the loan, and the number of payments to analyze. This...
Provided by Internet Brands
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Tools & Templates
Mortgage Payment Amortization
Jan 2009
This tool will amortize your mortgage over the loan period based on your input. To see a breakdown by payment, select the Full Loan Amortization box.
Provided by Internet Brands
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Tools & Templates
APR ARM Loan Calculator
Jan 2009
This APR Tool can be used to estimate the Annual Percentage Rate for a loan based on input parameters. There are various ways that companies compute APR. Mortgage Loan Fees may include Appraisal,...
Provided by Internet Brands
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Tools & Templates
Required-Income Mortgage Calculator
Jan 2009
Your income, current debt payments, and interest rates all help determine the amount you can borrow. Will you qualify for a loan to buy the home of your dreams? Finding out the income necessary to...
Provided by Interest.com
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Tools & Templates
How Much Home Can You Afford?
Jan 2009
Knowing how much you can afford to borrow is an important piece of information during the home shopping process. The size of mortgage you can afford depends on factors such as interest rates, your...
Provided by Interest.com
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Tools & Templates
Fixed-Rate Mortgage Or Interest-Only Mortgage Calculator
Jan 2009
Fixed rate mortgages offer a stable interest rate and predictable monthly payment for the life of the loan. Interest-only loans are very different, often featuring an interest rate that will...
Provided by Interest.com
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Tools & Templates
Rent Or buy?
Jan 2009
Buying a home entails more costs than what is reflected in your monthly mortgage payment. For some, buying is the right answer, but for others, renting is the way to go. Considering all of the...
Provided by Interest.com
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Tools & Templates
Standard Industrial CodesĀ
Sep 2007
Compare your Income Statement, Balance Sheet, and 4 Key ratios with your industry.
Provided by JaxWorks
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Tools & Templates
Communicating With Prospective Clients
Sep 2007
Before you go into a meeting with a prospective client, you should make sure that you have answers to some of their questions, concerns, and objections. To help you prepare, use this template to...
Provided by Khera Communications
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Tools & Templates
Monthly Sales Projections
Sep 2007
Use this template to track one year of sales projections for a salesperson or department. It tracks both new business and reorders.
Provided by JaxWorks
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Tools & Templates
Smoothing Forecast Analysis
Sep 2007
Predict your sales by units using an advanced method of forecast analysis called Smoothing.
Provided by JaxWorks
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Tools & Templates
Request For Check Authorization
Sep 2007
This template is a description of Request for Check Authorization.
Provided by Khera Communications
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Tools & Templates
Merchandise Plan
Sep 2007
The opening inventory balance is entered in the first month and calculated for all subsequent months. Note that the total column summarizes the entire year, from the first month's opening...
Provided by JaxWorks
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Tools & Templates
Time-Progress Report
Sep 2007
This template is Small Builders/Contractors Time-Progress Report.
Provided by JaxWorks
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Tools & Templates
Management Team Member Status Report
Sep 2007
This template is a description of Management Team Member Status Report.
Provided by Khera Communications
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Tools & Templates
Media Budget By Quarter
Sep 2007
This template allows you to prepare a media budget summary by product. It shows the expenditures for each type of media outlet and the percentage each of those expenditures is of the total. The...
Provided by JaxWorks
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Tools & Templates
Punch List
Sep 2007
This template is Small Builders/Contractors Project Punch List.
Provided by JaxWorks
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Tools & Templates
Redesigning A Web Site
Sep 2007
This Web Site Redesign template outlines many business factors that should be included in a Website Redesign Proposal, including Background, Scope, Options, and Cost.
Provided by Khera Communications
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Tools & Templates
Marketing Personnel Expenses
Sep 2007
This template helps you to forecast the cost of marketing personnel by the various types of personnel. The column for units is a headcount column or what some firms call Full-Time Equivalents...
Provided by JaxWorks
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Tools & Templates
Field Logs
Sep 2007
This template is Small Builders/ Contractors Field Purchase Order Log.
Provided by JaxWorks
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Tools & Templates
Web Based Timesheet Training Program
Sep 2007
This template outlines a design for a web-based version of the ZYXW computer-based timesheet training program. The web version is based on the PC version of the program which is currently in use....
Provided by Khera Communications
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Tools & Templates
Liquidity Analysis & Ratios
Sep 2007
Use this template to calculate liquidity working capital and liquidity ratios. Liquid assets are those assets that can be quickly converted to cash without loss. Liquidity ratios help measure a...
Provided by JaxWorks
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Tools & Templates
Remote Contributor Mechanism
Jun 2007
Acme Communications, Inc. is a pioneer in the field of web based professional services including Intranet, Extranet, and Web-enabling solutions to small and medium-sized enterprises. We are...
Provided by Khera Communications
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Tools & Templates
Job Estimate
Sep 2007
This template can be used to prepare a job estimate for a prospective or existing customer. Enter the customer's name and address in the box marked "To:," enter a description of the job in the...
Provided by JaxWorks
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Tools & Templates
Concrete Log Sheet
Sep 2007
This template is Small Builders/ Contractors concrete report breakdown.
Provided by JaxWorks
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Tools & Templates
Web Site Design Proposal
Sep 2007
The emergence of the Internet era provides the Chelsea Chapter of National Widgets Think Tank ("Chelsea Chapter") to expand its reach to its target audience as well as serve its existing members...
Provided by Khera Communications
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Tools & Templates
Insurance Coverage Report
Sep 2007
Use this template to help evaluate insurance needs. The report monitors insurance coverage to make sure it equals or exceeds total company insurable values. Begin by changing the starting month by...
Provided by JaxWorks
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Tools & Templates
Small Business Valuation
Sep 2007
This template helps you to value your business. Use it only as an estimate. This spreadsheet offers 4 methods for valuation of your business.
Provided by JaxWorks
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Tools & Templates
Sample Marketing Plan: AMT
Sep 2007
Our new marketing focus, made explicit in this plan, renews our vision and strategic focus on adding value to our target market segments, the small business and high-end home office users, in our...
Provided by Khera Communications
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Tools & Templates
Inspection Report
Sep 2007
Use this template to document the condition of shipments you receive from vendors. The template can then be used to document any possible damage for which you need to negotiate a claim or for...
Provided by JaxWorks
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Tools & Templates
Small Business Budget
Sep 2007
Every business needs a budget. This tool is not unlike a navigation chart for planning your annual.
Provided by JaxWorks
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Tools & Templates
Business Plan: American Management Technology
Sep 2007
American Management Technology (AMT) sells computers, software, and service to local small businesses. This business plan is part of our regular business planning process. They revise this plan...
Provided by Khera Communications
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Tools & Templates
Fixed Asset Record
Sep 2007
This template is a log that helps you keep track of the details of your fixed assets; such as cost, depreciation, and selling price of your company's fixed assets upon disposition.
Provided by JaxWorks
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Tools & Templates
Sales Seasonality By Month
Sep 2007
This template shows how sales by month can vary because of seasonal factors. There are two columns of data to enter: actual sales per month and the industry percentage of total sales.
Provided by JaxWorks
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Tools & Templates
The E-Plan: Your Business Plan Presentation
Sep 2007
Business commentators are divided on the ability to effectively plan in the new economy. Some opine that the pace of change is so rapid that it is impossible to plan for the future. Successful...
Provided by Khera Communications
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Tools & Templates
Financial Toys
Sep 2007
This template is a description of balance sheet.
Provided by JaxWorks
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Tools & Templates
Sales Channel Analysis
Sep 2007
Use this template to analyze your distribution channel sales volume.
Provided by JaxWorks
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Tools & Templates
Business Plan: Acme Consulting
Sep 2007
Acme Consulting will be formed as a consulting company specializing in marketing of high technology products in international markets. Its founders are former marketers of consulting services,...
Provided by Khera Communications
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Tools & Templates
Financial Statement Ratios
Sep 2007
This template allows performing financial analysis in three areas: profitability, debt, and investment. One advantage of this template is that basic ratio analysis can be performed on one sheet....
Provided by JaxWorks
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Tools & Templates
Pro-Forma Income Statement
Sep 2007
This template is a financial planning tool for businesses. It is important for estimating long-term financing needs. It is equally important as a component for a Business Plan.
Provided by JaxWorks
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Tools & Templates
Pricing A Service Business Worksheet
Sep 2007
Pricing a service business is different than pricing a product. You need to consider what your rate is per "Billable hour" - each hour that you dedicate specifically to your client's business....
Provided by American Express
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Tools & Templates
Financial Forecast Analysis 8 Yrs
Sep 2007
This template provides an Income Statement and Balance Sheet. Please note that this type of layout is for management purposes only, rather than for the year-end filing of accounts.
Provided by JaxWorks
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Tools & Templates
Pro-Forma Balance Sheet
Sep 2007
This template is a financial planning tool for businesses. It is important for estimating long-term financing needs. It is equally important as a component for a Business Plan.
Provided by JaxWorks
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Tools & Templates
How To Come Up With A Mission Statement
Sep 2007
A mission statement is your vision for the company. It must capture the essence of your business in one or two sentences, and should contain the purpose of your business as well as to whom your...
Provided by American Express
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Tools & Templates
Financial Calculator
Sep 2007
This template contains 10 common financial calculations. Most are self explanatory. A few need further explanation. Future Value of an Annuity - the future value of a series of periodic...
Provided by JaxWorks
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Tools & Templates
Personal Wealth Analysis
Sep 2007
This template allows you to analyze your net worth to help you determine if you are doing a good job accumulating wealth. There are three basic steps to follow in performing this analysis: First...
Provided by JaxWorks
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Tools & Templates
Cover Page Worksheet
Sep 2007
This template will prompt you to assemble all of the information you will need to include on your business plan cover page in one place to insure nothing is left out.
Provided by American Express
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Tools & Templates
Prepayment Calculator
Jan 2009
Making extra payments to reduce the principal balance on a loan can help pay off the loan sooner and reduce the total interest paid over the lifetime of the loan. This tool shows the impact of...
Provided by FinAid Page
-
Tools & Templates
Loan Default Calculator
Jan 2009
This Loan Default Tool illustrates the extra costs associated with defaulting on a student loan.
Provided by FinAid Page
-
Tools & Templates
Peer-To-Peer Lender Calculator
Jan 2009
The risk of default can have a big impact on a lender's return on investment. The purpose of this tool is to help peer-to-peer lenders evaluate the value of a loan by factoring in the risk of...
Provided by FinAid Page
-
Tools & Templates
Tax Benefits Of Buying
Jan 2009
This tool estimates the tax benefit of buying a home. Input your loan parameters and the month you purchased the home. Since home interest and points are captured in itemized deductions, please...
Provided by Internet Brands
-
Tools & Templates
APR Loan Payment Calculator
Jan 2009
This APR Tool can be used to estimate the Annual Percentage Rate for a loan based on input parameters. There are various ways that companies compute APR. Mortgage Loan Fees may include Appraisal,...
Provided by Internet Brands
-
Tools & Templates
ARM Loan Payment Calculator
Jan 2009
This tool will compute your initial payments and estimate your future payments. The ARM parameters (Initial Rate, Index, Margin) are necessary for this tool. The current version of this tool only...
Provided by Internet Brands
-
Tools & Templates
Should I Pay Points - Refinance?
Jan 2009
Paying points for a lower interest rate is a trade off between paying money now versus paying money later. A point - equaling 1% of the total loan amount - is an upfront fee that reduces your...
Provided by Internet Brands
-
Tools & Templates
Refinance Debt Consolidation Management
Jan 2009
Discover your potential monthly savings by combining your bills into a single source. Eliminate high interest rate credit card and installment loans with a tax deductible (consult your tax...
Provided by Internet Brands
-
Tools & Templates
Mortgage Principal
Jan 2009
This tool figures your principal balance after any number of payments. Input the beginning principal amount, interest rate, length of the loan, and the number of payments to analyze. This...
Provided by Internet Brands
-
Tools & Templates
Mortgage Payment Amortization
Jan 2009
This tool will amortize your mortgage over the loan period based on your input. To see a breakdown by payment, select the Full Loan Amortization box.
Provided by Internet Brands
-
Tools & Templates
APR ARM Loan Calculator
Jan 2009
This APR Tool can be used to estimate the Annual Percentage Rate for a loan based on input parameters. There are various ways that companies compute APR. Mortgage Loan Fees may include Appraisal,...
Provided by Internet Brands
-
Tools & Templates
Required-Income Mortgage Calculator
Jan 2009
Your income, current debt payments, and interest rates all help determine the amount you can borrow. Will you qualify for a loan to buy the home of your dreams? Finding out the income necessary to...
Provided by Interest.com
-
Tools & Templates
How Much Home Can You Afford?
Jan 2009
Knowing how much you can afford to borrow is an important piece of information during the home shopping process. The size of mortgage you can afford depends on factors such as interest rates, your...
Provided by Interest.com
-
Tools & Templates
Fixed-Rate Mortgage Or Interest-Only Mortgage Calculator
Jan 2009
Fixed rate mortgages offer a stable interest rate and predictable monthly payment for the life of the loan. Interest-only loans are very different, often featuring an interest rate that will...
Provided by Interest.com
-
Tools & Templates
Rent Or buy?
Jan 2009
Buying a home entails more costs than what is reflected in your monthly mortgage payment. For some, buying is the right answer, but for others, renting is the way to go. Considering all of the...
Provided by Interest.com
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Tools & Templates
Refinance Mortgage Calculator
Jan 2009
Refinancing your mortgage can generate significant interest savings, but it costs money up front. Finding out whether a mortgage refinancing makes sense for you is your first step. This tool will...
Provided by Interest.com
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Tools & Templates
Interest-Only, Fixed-Rate Mortgage Calculator
Jan 2009
An interest-only mortgage provides flexibility to the borrower in the early years of the loan. Borrowers can pay only interest, or can choose to repay some portion of the loan balance as they see...
Provided by Interest.com
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Tools & Templates
Interest-Only, Adjustable-Rate Mortgage Calculator
Jan 2009
Interest-only mortgages promise low initial payments because borrowers repay none of their debt for the first several years. But payments can soar when the introductory period ends and they must...
Provided by Interest.com
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Tools & Templates
How Long: 15 Years Or 30 Years?
Jan 2009
It can be a challenge to determine what is the right mortgage for you. With a 15-year mortgage you'll pay much less in interest but have to make much larger monthly payments. A 30-year loan...
Provided by Interest.com
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Tools & Templates
Points Or Down Payment?
Jan 2009
Paying points will reduce the interest rate and your monthly payments. But points come at a price with each point equal to one percent of the loan amount.
Provided by Interest.com
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Tools & Templates
Retirement Benefits Calculator
Jan 2009
Use this tool to calculate your retirement benefits. This tool will guide you in retirement planning.
Provided by California State Teachers' Retirement System
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Tools & Templates
How Much Will My (Fixed) Mortgage Payments Be?
Jan 2009
This tool calculates your monthly mortgage payment for a given loan amount, interest rate and loan term.
Provided by Fair Isaac
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Tools & Templates
Which Is better: 15-Year Or 30-Year Loan Term?
Jan 2009
This tool calculates monthly payments for two fixed-rate mortgage loans and helps you determine which loan is the better deal. Monthly savings that you realize from different payment amounts are...
Provided by Fair Isaac
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Tools & Templates
Registered (RRSP Or TFSA) Vs. Non-Registered Comparison
Jan 2009
This tool is designed to compare the benefits of an RSP savings program against a non-registered program. The benefit of tax sheltered growth is often mentioned when discussing RSPs, but exactly...
Provided by CGI Group
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Tools & Templates
RIF / LIF / LRIF Illustrator
Jan 2009
The RIF/LIF/LRIF Illustrator provides you with the ability to generate a payment schedule for RIFs, LIFs, or LRIFs throughout the life of the plan. By providing a few details about your registered...
Provided by CGI Group
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Tools & Templates
Investment And Regular Deposit
Jan 2009
This tool is designed to illustrate the effect of a regular deposit as part of a periodic savings program. By providing a few details about your investment plan, the Investment & Regular Deposits...
Provided by CGI Group
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Tools & Templates
Investment And Regular Withdrawal
Jan 2009
This tool is designed to illustrate the regular income stream that could be produced from a non-registered investment. By providing a few details about your investment plan, the Investment and...
Provided by CGI Group
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Tools & Templates
Which Term Length Is Best
Jan 2009
Different mortgage terms and rates can make the loan selection process confusing, especially if you don't plan on keeping the loan for the full term. Use this tool to determine the total cost in...
Provided by Scripps Networks
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Tools & Templates
Payment Per Thousand Financed
Jan 2009
This tool produces a detailed breakdown of the interest paid per $1000 of a mortgage. Straightforward and easy to use; just enter your appropriate loan information.
Provided by FinWeb.com
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Tools & Templates
What Is The Real APR For That Loan?
Jan 2009
Even though your mortgage has a specific interest rate, when you factor points in the annual percentage rate (APR) may be higher. Use this tool to determine your actual APR.
Provided by FinWeb.com
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Tools & Templates
Affordability Calculator
Jan 2009
This tool is used to determine, from a lender's point of view, the amount of money that a prospective homeowner can comfortably borrow, based on factors like such as income, existing debt, etc....
Provided by FinWeb.com
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Tools & Templates
Tax Benefits Calculator
Jan 2009
This tool helps to determine the tax advantages of owning a home. The Financial Analysis results show side-by-side breakdowns of first year and total tax savings.
Provided by FinWeb.com
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Tools & Templates
Should I Pay Points To Lower My Interest Rate?
Jan 2009
Use this tool to compute how much purchased points will affect your monthly mortgage payment and how quickly they will pay for themselves.
Provided by FinWeb.com
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Tools & Templates
Should I Use HELOC To Lower My Debt Payments?
Jan 2009
Use this tool to see how you can slash your current monthly debt payments by using money from your HELOC (Home Equity Line Of Credit). You'll likely pay more using a HELOC rather than simply...
Provided by FinWeb.com
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Tools & Templates
How Much Income Do I Need In Order To Qualify?
Jan 2009
The American dream remains to own your own home. However, with real estate values growing ever higher you must exercise financial care when house- and mortgage-hunting. This tool will help you to...
Provided by FinWeb.com
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Tools & Templates
What Is Better: Take A Second Loan Or Pay PMI?
Jan 2009
Use this tool to weigh the advantages and options of taking a second mortgage and lowering your PMI all the way down to zero.
Provided by FinWeb.com
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Tools & Templates
Interests-Only Calculator
Jan 2009
Use this tool to determine the monthly payments of an interest-only mortgage loan. Remember, the Total Payments field at the bottom of the tool represents only the amount of interest that has been...
Provided by FinWeb.com
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Tools & Templates
Interests-Only With Additional Payments Calculator
Jan 2009
This tool can be used to determine the monthly payments of an interest-only mortgage loan. In addition, it will compute the effects that an additional monthly payment amount will have on interest...
Provided by FinWeb.com
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Tools & Templates
Standard Vs. Bi-Weekly
Jan 2009
Use this tool to determine the amount of money and payment term length that you could save by making bi-weekly instead of standard monthly payments. Similar to the Mortgage Length Tool, it also...
Provided by FinWeb.com
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Tools & Templates
How Will Rate Changes Affect My Bond's Current Value?
Jan 2009
This tool shows the current price of a bond given the market interest rate that you enter. It also shows how the price of your bond changes with a change of 2 percentage points in interest rates...
Provided by AOL
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