The Evolving Relationship Between Community Banks And Small Businesses

The SSBFs provide extensive data on the types of financial services used by small businesses and the sources of those services. These data allow one to answer a number of interesting questions regarding small business usage of community banks, including the following: To what extent do small businesses rely on community banks as providers of at least some financial services? What types of financial services are small businesses most likely to obtain from a community bank? What types of small businesses are most likely to obtain some or all of their financial services from a community bank? How have the answers to these questions changed between 1998 and 2003?