I’m not one
to get terribly frustrated and throw temper tantrums, but there are some things
that really push my buttons. One thing that really annoys me is software that
takes control out of my hands.
I use
Microsoft Money 2005 to keep track of my checking, savings, credit cards, and
investment accounts. We aren’t talking a large Rockefeller trust fund here, but
I like to keep on top of my finances — it’s my accountant training. MS Money
came with a computer purchase and it works okay, but I discovered one thing
last weekend that makes me want to rip it out of my PC and erase it from
existence.
USBank
raised the credit limit on my credit card and Money won’t let me change that
number manually. I have to configure Money to talk with USBank
so that kind of information can be exchanged. However, I have specifically
decided that I do not want any software on my PC contacting any servers on the
Internet unless I am sitting there clicking the links myself. I do not trust
Microsoft or USBank to:
a) Accurately transfer information back
and forth and reconcile differences in the various transactions, or
b) Not use such information to try to
sell me life insurance or money market accounts or other such crap I don’t need
or want.
Therefore,
I have not and will not configure for that level of behind my back interaction.
But, taking that stand means that I cannot make a simple change to the account
information Money stores. To me, that is just not acceptable. I decide what
information I want to keep, I decide when to enter it, I decide what is
accurate, and I decide what is best. I don’t want to be coddled by my banking
software as if I’m some financial misfit. When it comes to my finances, I’m an
anal retentive accountant — thank you very much.
So I’m
wondering it there is an open source option to Money and Quicken that I can try;
preferably one that doesn’t try to do the “we can connect to your bank and
exchange personal information at will without your knowledge” feature. Any
suggestions would be greatly appreciated.