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Do you like buying things on line? If you do, how secure are you???

By sleepin'dawg ·
The U.S. Secret Service does it's best to hunt down cybercriminals, at all levels but in Canada the job is left to local law enforcement, which is next to useless. The Secret Service does the best it can but they are only playing catch-up.

Should you transact business on the internet??? Do you really believe organisations like Verisign or PayPal are secure and able to protect you??? What recourses do you have if you get ripped off??? EBay and Amazon and others offer the convenience and comfort of online shopping from your home or office but at what cost to your financial security and safety???

Sure it's convenient but should we really trust on line banking and bill paying services??? Follow the attached links before you make up your mind and before you decide, know this; "The Shadowcrew" are only the tip of the iceberg.

In case anyone thinks this is all a fantasy this is the link to The Shadowcrew AFTER being busted by the Secret Service; still up and running, somehow, it seems. This seems to be an all purpose site for scumbags right down to and including, it appears, paedophiles. It could be dangerous opening any of the links or forums inside.

If you live in the US you're a little bit safer than Canadians but not by much. You do have the Secret Service doing its best to protect you but they are having difficulties keeping up.

Everytime you transact business online you are increasing your exposure to risk. Don't think it can't happen to you because it certainly can,that is, if it hasn't happened already. The links are Canadian in origin but the stories apply to both Canada and the US equaly.

Dawg ]:)

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check signature against

by Jaqui In reply to Credit card fraud

the one on the card? no, check signature against the one on your PHOTO ID.

that is the recommended way now. to put onto the back of the card see photo id instead of signing.

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We don't have that yet in Australia

by jardinier In reply to check signature against

although I believe it is on the way.

Driver's licences have photo and signature, but this is not used for eftpos transactions. It is used for identity in many situations, but not simple merchant transactions.

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that is merchant fault..

by Jaqui In reply to We don't have that yet in ...

it has always been the proper procedure when processing a credit card to see photo id with it.

the card companies here, now say to write see photo id on the back, rather than sign it.

this helps with lost / stolen card fraudulent transactions, but not with online transactions.

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No doubt you'll make me look it up

by OnTheRopes In reply to that is merchant fault..

I had a cashier ask for my ID when using a credit card. I refused to show ID and had the manager called over. The manager explained to the cashier that one of the purposes of having a credit card was that it required no other ID beyond a matching signature.

Now I've got to look that up for myself. I'll get back with you.

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Looked it up

by OnTheRopes In reply to that is merchant fault..

Other references are similar to that posted below. Now I know.


Businesses that accept payment by credit card cannot write, or require you to write, your address, telephone number, or other personal identification information on the credit card transaction form. Also, businesses cannot use credit card forms that have pre-printed spaces for a telephone number, address, or other personal information. The law does not prohibit a business from asking to see identification, such as a driver's license or identification card when accepting payment by credit card, as long as the information is not recorded on the credit card slip or elsewhere. This law applies to retail sale transactions where a credit card is used, but does not apply to cash advances; transactions where personal identification information is needed for shipping, installation, or servicing; or when the business is required by contract to obtain such information in order to complete a transaction.

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Local Police inCanada?

by Jaqui In reply to Do you like buying things ...

for the majority of the country [area wise ] that is the RCMP, which is the Federal Police Department.

heck 30 minutes on transit and I'm in a CITY that has the RCMP as the local police. In one way, this actually makes the RCMP more able to handle transporting and captuing of all criminals, the issues with it lie with the city bylaws, those wind up being enforced by city staff, which gets them little respect. The local police have to enforce federal laws as well as provincial laws and city laws, This is a balancing act as they have to decide if the suspect is to be charged under city, provincial or federal laws, much more work.

I do think that we need to have a single unit that is responsible for investigating and prosecuting cyber crimes, but with the advent of wireless it actually requires local police officers to detain the suspect. To do this, City and Provincial police departments would have to be absorbed into the RCMP, to have the budget and manpower for such a unit. The problem with the latter, a lot of provincial and city police are not acceptable as rcmp officers.

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Actually if you read both articles you will find the RCMP quite absent.

by sleepin'dawg In reply to Local Police inCanada?

It seems Edmonton and Toronto police are leading the way but only within their own jurisdictions. At present Canadian law, especially federal, is quite weak in this area.

Another thing to note, except on crown property or in crown matters, the RCMP has extremely limited jurisdiction in the provinces of Ontario and Quebec, which maintain their own police forces. At one point Quebec was the North American haven for phone fraud. The criminals were careful not to commit any crimes within provincial jurisdiction, which made it difficult to prosecute them for laws broken elsewhere, until legislation was enacted to cover the contingency.

Dawg ]:)

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Jurisdition, etc., etc.

by bwallan In reply to Local Police inCanada?

The only time I've ever gained the interest of the RCMP in fraudulent activities is when the problem was international, i.e.: Nigerian e-mail/bank scam. I have no idea what the end result was; however, I still receive the same e-mails from "Nigeria" or other "foreign" countries AND the scam is still going on many years later. I do know a letter was written to the Canadian foreign office in Nigeria but appears to have accomplished little if anything.

I was told the RCMP had jurisdition on this type of international activity, at least out west.

I think in a lot of cases, the "crooks" can easily operate relatively untouched by insuring they operate in areas where there are jurisditional conflicts, i.e.: no one is sure who is responsible for investigating and putting a stop to the illegal activities; thus, nothing gets done.

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With the usual precautions, I've never had a problem.

by Mickster269 In reply to Do you like buying things ...

And when I say usual, it's firewall, Spyware/Virus protection, etc, etc on the computer. I also never use a wireless network.

I don't own any Credit cards - actually, you don't "Own" a credit card, you rent one (in my opinion). I have a debit card, that my bank will cover 100% of any fraud/theft/unauthorized usage of it. Twice I've had websites that tried to make additional charges to my account without my authorization, and twice they were handled promptly and to my satisfaction.

I pay my utility bills thru the individual companies secure websites. I have monthly bills that are not accesable thru a web site, so I use my bank's online site.

I check my checking balance daily, to watch for any discrepancies.

Now, with that said - I've not had a problem with online shopping. It's practically the only way I can get anything from L.L. Bean. I've bought stuff from Amazon, used ebay.

I feel that if you use your wits, take precautions, and don't assume anything, that online shoping / banking CAN be an asset to a busy life.

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That is what most people assume right up to the point they get ripped off.

by sleepin'dawg In reply to With the usual precaution ...

Once you put any information out there, it's up for grabs. As good as you think you are and despite all the precautions you take you are vulnerable and someone, somewhere, someday is going to take advantage of that. I just hope it isn't too severe an experience for you.

Dawg ]:)

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