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Do you like buying things on line? If you do, how secure are you???

By sleepin'dawg ·
The U.S. Secret Service does it's best to hunt down cybercriminals, at all levels but in Canada the job is left to local law enforcement, which is next to useless. The Secret Service does the best it can but they are only playing catch-up.

Should you transact business on the internet??? Do you really believe organisations like Verisign or PayPal are secure and able to protect you??? What recourses do you have if you get ripped off??? EBay and Amazon and others offer the convenience and comfort of online shopping from your home or office but at what cost to your financial security and safety???

Sure it's convenient but should we really trust on line banking and bill paying services??? Follow the attached links before you make up your mind and before you decide, know this; "The Shadowcrew" are only the tip of the iceberg.

In case anyone thinks this is all a fantasy this is the link to The Shadowcrew AFTER being busted by the Secret Service; still up and running, somehow, it seems. This seems to be an all purpose site for scumbags right down to and including, it appears, paedophiles. It could be dangerous opening any of the links or forums inside.

If you live in the US you're a little bit safer than Canadians but not by much. You do have the Secret Service doing its best to protect you but they are having difficulties keeping up.

Everytime you transact business online you are increasing your exposure to risk. Don't think it can't happen to you because it certainly can,that is, if it hasn't happened already. The links are Canadian in origin but the stories apply to both Canada and the US equaly.

Dawg ]:)

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So you are say, that 100% , without a doubt, no matter what I do..

by Mickster269 In reply to That is what most people ...

I'm going to get ripped off?

And that every person who ever buys even just one item online is positively , no way around it, consider it done, going to get ripped off?

I'll wager you $5 (American) that you are wrong. We can use Pay-Pal to transfer the funds.

Then why don't we just shut down all internet sales sites, online banks, investment services, Ebay, and casinos, and call it a day?

ok, maybe I can see the Online Casinos...

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Bill Gates, Paul Allen, Steve Jobs. What do these men have in common?

by sleepin'dawg In reply to So you are say, that 100% ...

Would you consider your computer skills greater than theirs. How about Linus Torvald or Michael Dell. Surely your computer skills are better than those two.

Now give your head a shake because you have an inflated idea of how good you are and also your reading comprehension is somewhat defficient.
I never said it would happen; I said it could happen which isn't quite the same thing. Pay-pal and Verisign have both been breached several times and will probably be hit again.

On the shadowcrew website the Secret Service found mor than 3 1/2 million names c/w with credit card numbers, addresses, social security numbers and that was only at the site they busted. They suspect, but have no way of being sure, that the crew has over five times as many card numbers and social security numbers at several other locations . The Shadowcrew are only one gang, there are others and the Secret Service claims they haven't come any where close to catching a quarter of them.

Just because nobody has used your information yet doesn't mean they won't. Can you be absolutely certain they don't have your info already??? If we believe the Secret Service these people have the identities and credit info of almost 20 million already. Are you claiming you can't possibly be amongst them.

I take the attitude if it is possible to be done it will eventually be done, so I have taken steps to minimize my potential losses and buy nothing online unless I have no other choice. Just because something can be done does not mean it should be done.

What do the five guys at the top of the page have in common??? They have all experienced some form of fraud on the internet.

Dawg ]:)

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Bill Gates, Paul Allen, Steve Jobs. Also

by 123speedy In reply to Bill Gates, Paul Allen, S ...

These three also had a major influencing hand in creating this world wide web in one form or another. They're more of a target I would think than random ID theft, but hey, with that exception, I guess they're no different.

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Facilitators not creators like Al Gore

by Craig_Carman In reply to Bill Gates, Paul Allen, S ...

There was a time in history, back in the bulletin board days and before, if I remember correctly, when those guys had little or nothing to do with the internet. Certainly those men have been facilitators of what now seems like "all things computers". I recall a time when Bill Gates was reported to have thought the internet was just a trend and did not support "non-microsoft" inter-networked computing.
Everyone should know that Al Gore takes all the credit for creating the internet.

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From an on-line merchants POV

by mark.denbow In reply to With the usual precaution ...

I am an online merchant selling worldwide.
One thing I can assure you is that if you speak to your bank regarding a suspicious transaction they will instantly reverse the transaction & debit the merchant's account.
It is then the merchants responsibility to prove that transaction is legitimate....not the buyers
The buyer & the merchant must agree that the transaction is legit & notify the bank before the funds are returned to the merchants a/c.
We usually have about 5% of our monthly turnover in dispute because the name printed on the cc statement is our company name not our "store" name.
......and we are a legit company, only charging when we ship the goods.
I think there are too many occurences where consumer do not challange their banks.
(and of course this does not prevent fraudulent companys who empty their a/c every 2-3hrs)

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The on-line shopping

by jdclyde In reply to Do you like buying things ...

Most things I prefer to walk into a store, pick up the few items I am deciding between, and then get the one I want.

Could I save some money buying that same thing on-line? Sometimes, but what I save on taxes is paid in shipping.

If I have a problem with that product, I have a place I can take the product back to. If an on-line purchase, it is send it out and hear back in a few months (if at all).

I went to my credit union and asked for a card with their lowest limit ($500) and all that is ever used for is internet purchases. Buy something, pay it off. Easy to keep it straight.

I suppose on the other hand I could use my EX's method of fending off identity theft. If you max out all of your cards and ruin your credit, then when someone tries to steal your identity, maybe it will be them that gets in trouble for being you?

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better to use Amazon

by Dr Dij In reply to Do you like buying things ...

since you can buy from hundreds of little vendors who ONLY get the payment from amazon, NOT your credit card info.

and Amazon can step in if you get a problem with the vendor.

You still have to be somewhat careful that amazon vendors have a reputation for timely shipping, etc. as some vendors that I see with bad ratings on sell thru amazon.

Presumably they are at least somewhat better behaved but you should still read all the negative comments on resellerratings AND on amazon vendor ratings.

A negative rating on amazon shouldn't automatically disqualify you from buying things from them. Esp. if vendor has responded. A bad rating SHOULD get you to look on for example to see. I read only the negative ratings. If they are something I wouldn't want to happen to me I won't buy from that vendor on Amazon.

Chances are others with better ratings also sell same item you're looking for. If the bad vendor was lowball price then even more likely they are a shoddy outfit if they have bad ratings. If not find a better vendor elsewhere.

On ebay, do your best to find out if the seller has a store elsewhere and look for feedback on this store. and read all the neg ratings, again, look for vendor responses. the neg ratings may have been unreasonable.

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Dij, you aren't quite getting it. As soon as your personal information.....

by sleepin'dawg In reply to better to use Amazon

is on line it is up for grabs. The more frequently you do transactions on line the greater your exposure to risk is regardless of what sight you are transactting on; EBay, Amazon whatever. You should have seen the accompanying programs to these articles, the kid being interviewed was completely contemtuous of all the supposed safeguards and gave a live demonstration of just how easy it was to retrieve information. The guy was 19 years old and the information he retrieved was from someone who was positive it couldn't be done, a supposed IT specialist, who ended up shocked at the display of his vulnerability and the ease with which it was done. He should have been shocked he was head of security for a banks' Master Card affiliation. What shocked me was this demonstration was so readily shown on live TV.

You are no better protected on Amazon as a anywhere else. Thinking that could end up costing you.

Dawg ]:)

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by Dr Dij In reply to Do you like buying things ...

first of all the guy started with paper. So I'd say that with each paper transaction you do you are putting yourself at risk. Does that mean you should stop buying with your credit card from local merchants?

second, nowhere in either article did it mention they have compromized large online retailers, whose security is probably better.

what they get from credit agencies doesn't include account#s at banks or credit cards.

sure they should go after them.
in fact I think it would help if they partitioned the net into aboveboard commerce sites, & non-spyware websites and others.

kind of like defining a 'good part' of towne.
you'd have to gain acceptance by standards and regular scans perhaps or other means to be in the 'green zone' of the net.

since an article today on computerworld shows that 3.1% of web search results on google, others point to spyware/ trojan download sites, and 9% of sponsored ads point to same suspicious sites, this would be a great idea. in fact these sites could be setup to put spyware sites at tail end if they include results at all.

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Sorry Dij, I saw the accompanying programs

by sleepin'dawg In reply to well..

Everything you say about no compromise of large retailers is pretty lame if they had already breached Verisign and Pay-pal. In one interview the guy showedhow he used a stolem credit card number and had the goods shipped elsewhere.

It's nice to be trusting and hope for the best but you should be prepared for the worst at all times,

Dawg ]:)

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