A Hybrid Approach Using GA and ACO for Risk Assessment in Bank Loan Process

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Provided by: International Journal on Computer Science and Technology (IJCST)
Topic: Enterprise Software
Format: PDF
Risk assessment has been one of the major areas of research in banking. The main purpose of assessing credit risk is to differentiate between a potentially default customer and non-default customer. In this paper, focuses on calculating risk assessment value by using genetic algorithm and ant colony optimization algorithm. The modelling of bank loan process that a banking organization follows is done by using BPEL (Business Process Execution Language). The outputs of this method are important for reusability purpose.
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