A National Model to Supervise on Virtual Banking Systems through the Bank 2.0 Approach

Provided by: Advances in Computer Science : an International Journal (ACSIJ)
Topic: Enterprise Software
Format: PDF
Banks and financial institutions in the modern business world play a crucial role in business dynamics. On the other hand, progress in information technology has brought significant changes which resulted in emergence of new type of banking called virtual banking. Virtual banking is based on computer software and systems that require minimum manpower, yet lack of required infrastructures for implementation of such banks throughout a country or region has brought twofold challenges. One is lack of focus of current models on virtual banking and the other is lack of integrated approach for governance, risk and compliance in current models.

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