A New Credit Card Payment System Based on 3DSecure Using One-Time-Use Transaction Numbers

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Provided by: Dynamic Publishers
Topic: Security
Format: PDF
Along with rapid growth in usage of credit card in ecommerce, rough and robust security measure and technologies should be developed. One old problem about the credit card transaction -that also exists in widely used payment system like 3D-Secure-is the possibility of disclosure of sensitive data which is being stored by merchants during the transaction. A solution to this problem is using provisional information in transactions. In this paper, solving this problem, the authors propose a one-time-use transaction number generation method using hash functions in 3D-Secure payment system.
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