A Secure Mobile Payment Model

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Provided by: Atlantis Press
Topic: Security
Format: PDF
Mobile devices are most ubiquitous, consumers can now use their mobile devices to pay for a wide range of services and digital or physical goods. However, consumers' security concerns are a major barrier to broad adoption and use of mobile payments. In this paper, the authors design a secure payment model in which access control is based on service oriented architecture. A consumer uses their mobile device to get authorization from the bank's server and generate a QR code as the payment certificate.
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