Since the late 1990s, people have enjoyed a comfortable lifestyles. Mobile devices supported by the development of wireless networks have spread throughout the world and mobile commerce applications become the most popular application for mobile device users those who want to do business and financial transactions are available anytime, anywhere. Today the use of physical cash is experiencing a decline in popularity in the business world, because it is being acquired by e-money. An important technology behind mobile payments is now called Near Field Communication (NFC).