The International Journals of Engineering & Sciences (IJENS)
In this paper, the authors present a new biometric identification and authentication schema in relation to payment systems and ATMs. The financial sector has used ATMs as a means to make payment and offer financial services for its clients. But, security is a major issue in accessing these machines. Improving the performance of individual matchers in the aforementioned situation may not be effective. Multi-biometric systems are used to overcome this problem by providing multiple pieces of evidence of the same identity.