Institute of Research Engineers and Doctors
Visa 3-D secure is an e-payment system based on the integration of SSL/TLS with the three-domain architecture. It employs cryptographic techniques to secure communication links among participants in e-commerce transactions and also provides credit card verification via visa secure server. Although several security vulnerabilities can be addressed, spoofing attacks are still effective and can be considered as potential threats to visa 3- D secure. Threats of spoofing and impersonation have become more effective due to advances in computing and communications technologies.