Journal of Theoretical and Applied Information Technology
Banking cards are widely used for performing various financial transactions. The usage of cards is considered to be convenient and safe over transactions by cash payments. There are several types of cards available today and among them, the debit and credit cards are the most commonly used. Debit cards are provided by the banks to the account holders in order access the accounts electronically. A credit card is a payment card issued to the users as a system of payment. Every credit card holder gets a revolving account with the card issuing bank and granted with a line of credit.