Key Trends in Digital Payments Markets and Strategic Infrastructure
Globally, payments are going digital—whether they are cash moving to cards, QR codes at point of sale
(POS), purchases moving from physical to online stores with electronic forms of payment, or payments
becoming seamless with in-app experiences.
This phenomenon is not new, but does appear to be accelerating. This increased speed of adoption is driven by multiple factors, including an abundance of new electronic payment methods—many of which are layered on top of existing payment methods—focused on convenience, speed and the overall consumer experience.
This white paper looks at the key trends currently shaping digital payments markets around the world
and the supporting ecosystem of technologies and players, including:
- Real-time payments
- Regulatory interventions—often focused on streamlining digital payments
- Open banking—potentially bringing new players into the arena
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