Mobile Phone Electronic Payment Based on Call Back Techniqe and One Time Password

Financial payment via mobile phones, mobile payment, as a subset of electronic payments has encountered many challenges regarding security because of public dispersion of mobile phone which increase the possibility of eavesdropping and abusing. Although this problem can be removed by using encryption protocols, however, restrictions in hardware resources of mobile phone such as low transition rate and low bandwidth of communication channel, limited calculation capacities of processor, battery and memory, prevent from direct usage of available encryption protocols in this environment.

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International Journal of Applied Science and Technology (IJAST)