International Journal of Computer Applications
One technical innovation can provide solution to diverse problems. Money has become plastic these days. The introduction of utility cards, mobile banking and internet banking has revolutionized the way people deal with money. The sophistication they bring into one's life is commendable. They make their work convenient. But there lies a potential problem, security. The thrust area is that every transaction of the account should be done with the consent of the customer or account holder. This is possible through the wide spread mobile phone technology.