International Journal of Latest Trends in Engineering and Technology (IJLTET)
In this paper, the authors introduce of ICT and e-business in the Banking Industry (BI) has had a significant impact on banks operating with physical branches. Value creation in e-business is one of the most important issues in deciding about e-business component investments. Banks have invested heavily to leverage the Internet and transform their traditional businesses into e-businesses in the last ten years. Nationalized and private banks have increasingly resorted to e-business to capitalize on the opportunities of business efficiencies.