SSRG International Journals
Banking transactions with ATM depends on authorization of a financial transaction by the card issuer or other authorizing institution via the communication network. At present every customer has an individual ATM card for each and every bank in which they maintain an account. Hence handling the ATM cards with confidentiality of their passwords play a major role here. To overcome this difficulty or complexity, embedding all their bank accounts of the users in a single ATM smart card in such a way that, the users can swipe the card and can select the bank from which they are interested to carry out transactions.