Romanian Economic Journal
For some industries the internet has already become an important distribution channel with very high growth rates (e.g. travel, books, tickets, software). Traditional retailer segments along with the media and other industries have been experiencing increasing competitive challenges stemming from the new electronic distribution channels. Internet is the most important part of any e-payment, electronic payment being a very large area from global economic process. Banks did the first step into innovation, using more and more e-payments and online banking. Every electronic transaction must be secure.