International Journal of Advanced Research in Computer Science and Software Engineering (IJARCSSE)
Identity crime is defined as broadly as possible in this paper. At one extreme, synthetic identity fraud refers to the use of plausible but fictitious identities. These are effortless to create but more difficult to apply successfully. At the other extreme, real identity theft refers to illegal use of innocent people complete identity details. In reality, identity crime can be committed with a mix of both synthetic and real identity details. Identity crime has become prominent because there is so much real identity data available on the Web, and confidential data accessible through unsecured mailboxes. Credit applications are Internet or paper-based forms with written requests by potential customers for credit cards, mortgage loans, and personal loans.