IT Debate: Security at a price

Visa may have a new security solution for online transactions, but Gartner says you can expect it to change little on the Web. While the password-based software does punch up security, the cost of implementation could outweigh the enhanced protection.

Will you invest in Visa’s new software, or do you think it’s a waste of money? How do you think it stands up as a solution? Do you think this effort will take off? Is this security initiative worth the costs? What more should financial institutions be doing to increase security?