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Payment Gateway

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by hydveda

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Hello Guys

Does anyone know any cheap payment gateway service? I am building a shopping cart and want to got for a reliable, yet cheap payment gateway.

Any suggestions?

Many thanks.

2 replies

by mshavrov

I would recommend PayPal. Whatever others say, it's cheapest way to accept Credit Cards for goods or services. With their current schedule you are paying 1.9-2.9% plus 0.30 USD for a transaction. No setup fee, no reccuring fee. Plus, if you keep money on their account, you get pretty good interest on it (currently about 4.5%). Here is a link to their prices:

https://www.paypal.com/us/cgi-bin/webscr?cmd=_display-fees&pal=5ZAYNV8HPHAK8

But since some customers affraid of PayPal, I would recommend to add another merchant(s) to your cart. 2CheckOut is another "PayPal-like" company.They have higher rates (5.5% plus 0.45 USD per transaction), and they charge you 49 USD for setting up your account. But they have no monthly fee, what makes them attractive for small businesses.

Other merchant accounts have monthly gateway fee (10-25 USD), monthly statement fee (10-15 USD), standard rates are 2.3-2.5% plus 0.25-0.45 USD per transaction.

Good luck,

Mike
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by leighglen

Authorize.net is one stable option. Last check it was $7 offered at unitedbankservice.com

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