WIN2K / Netware 3.x Connectivity

I am running WIN2K PRO - client, logging into Netware 3.x server. I have IPX/SPX installed and CSNW running. I have installed/uninstalled ....... several times rebooting between each. Here is where it gets weird. During logon, the client hangs up, but is I ctrl/alt/del it, I have access to the NT network, but not the Netware network.

I can see the NetWare servers under network neighborhood, but when I try to access them, I get the following error:

Logon failure: account currently disabled.

This is on a removable drive and if I replace it with my WIN 98 drive with the same settings, everything is fine.

I checked the event viewer, which didn't give much help.

Any suggestions. I know I am missing something here.