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on line banking

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how online banking programmes are created.
is it written in one prg.language or more than one language, integrated as a single prg.
guidance requested regarding other materials available in the web.

how ATM's work.
how their prgs.are created. what prg.language is used.
info. of other sites for more on this topic.

thanks for all the support and patience in answering.

stpmds/31-07-05

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