Firstly, sorry for length but I did try to address all of your questions and concerns here.
[i]"... maybe because the requirements of keeping one's license to practice medicine demand it." [/i]
Nope all our doctors operate their own practices, they can opt out of the system and bill independently or are included in the current system where they perform their own work and simply send the bill to the government instead of arguing with insurers. As one doctor noted (from James' links)Most US doctors have less time to focus on patient care as they are spending countless hours of personal time and office time taking calls from insurer's and calling around/battling insurers for coverage, this does not happen here. It is noted that our doctors were more pleasant, satisfied with careers, able to provide better care and keep up to date on new training/retraining and still be home to lead a normal, fulfilling family life in the evenings.
[i]my comment: "The treatments is teh same, private or subsidised
Your reply: Actually if you read the case, it wasn't."[/i]
No, it actually WAS. One doctor deeming treatment necessary does not make it so whether you live in the USA or not. One common issue people have against the private US system is it can lead to unimperative surgery, unimperative medication, and rash diagnosis for th sake of generating a bill.
I am sure that it doesn't apply to all or even most doctors in the USA, but given such an opportunity many will will take it.
[i]"Yes... a bureaucrat has to decide... no different than the board of an insurance company or HMO... "[/i]
No not at all, in fact it is VERY different than a private insurer or HMO.
A private insurer will spend all day on the phone trying NOT to pay to, as that is the common goal of ANY insurer in any industry.
In Canada, a provincial board of directors, made up of seasoned doctors makes decisions and passes them to government. Why would you prefer an unqualified, pencil pusher and bean counter to evaluate what should or shouldn' be covered? They are not doctors they are there to retain company money, not help you find the right treatment.
James would know the details I am sure. We don't evaluate each patient on a per case basis and doctors do not spend time arguing with insurer's over what they can bill for and what they can't. I have never been denied treatment or told it was not needed, nor has anyone else I've ever known.
"According to the doctor, the proposed procedure was LESS risky."
ONE doctor, ONE, UNO! and he specializes in such treatment as a private practice.
These "standard acceptable procedures" are determined by a group of seasoned doctors and surgeons with a great deal of combined experience. I'd go with that concensus long before I went with a lone opnion or the opinion of a few with a motive of personal gain.
[i]"the problem is that you don't see that as a problem."[/i]
No, the problem is that you don't realize that you pay for that AND MORE already.
It's the same "problem" that everyone else in an industrialized nation ignores, except SOME Americans such as yourself who think they will pay mrepo taxes if they have to subsidize others. Face it, your monthly premiums subsidize others already AND you already pay taxes.
That same tax money could go to providing health care supplemetal and eliminate your private insurance costs, sure you'll still have to pay a monthly medical premium (just as we do) but it will be far less than you already pay today.
Why do you care abotu tax money helping others but you do not care that you pay an insurance company increasingly expensive premiums that are based on you paying for everyone else too?
Our coverage costs per person less than yours. We pay monthly premiums for medical, they are not elective like insurance.
But our fees are far less than yours, a small percentage of tax money is used to balance costs and upgrade hospitals etc.
You seem to see paying twice as much out of your own pocket as being better than that money taken out of the tax money you already pay anyway?
You know that whether you have or don't have a subsidized system that your tax money is still taken and spent on other things, whether you like it or not?
So let's put it into perspective, lets say you payed $18,000.00 in taxes each year.
You can either have a system where you pay $18,000/yr in taxes PLUS, $120.00/mo (just a random number) in health care insurance OR you can pay $18,000.00/yr in taxes and only $50.00 a month in health care.
Same taxes, lower monthly coverage costs.
YOU prefer the first choice and you prefer it so much so that you will adamantly argue that spending more money for something is better than not spending as much for it. That makes sense?!
Your constant referal that people visiting the hospital or doctor is due to their own doing and you shouldn't have to pay for it is old, inaccurate and poorly accounted for.
RIGHT NOW, you DO pay for those people to be taken care of.
However you see your system as fine.
YOU pay for their hapless idiotic mistakes.
As for people with disease, people who were run over by drunk drivers and such, that's different of course and quite rare apparently.
[i]"...even then wouldn't DREAM of demanding that someone else pay for it! It's called being responsible!"[/i]
You don't have to dream, it is reflected in your monthly premiums which are based on the total cost of health care for the insurer, even for those who are 'irresponsible' that you shouldn't dream of paying for, but must anyway in order to get your own health coverage.
Do you not think YOUR premiums are directly related to other people's costs too? Of course they are!
On top of all that you STILL pay taxes too!
Taxes which WOULD be allocated to medical instead, lowering your monthly premium cost and affording everyone equal treatment?
Again, our system costs us less than your system, how is spending more better? Simply put, it isn't.
Bottom line, my health care costs less to me, than your does to you.
End of story, you pay more for less.
NOTE: In BOTH systems you have to pay for someone who is irresponsible and gets hurt, that you cannot avoid. You just don't THINK you are paying for it already in the USA, though you do each and every month. the mroe peopl ethat are irresponsible, the more money responsible people pay for rpemiums.
Are you really not sure how insurance works?