Most banks integrate with QuickBooks to help businesses streamline their financial management. Read our guide to the best banks for QuickBooks integration.
Finding a bank that seamlessly integrates with QuickBooks is crucial for small business owners, as it streamlines bookkeeping by reducing manual data entry and errors. Many banks and financial technology (fintech) companies offer this integration, so it’s important to explore their additional features. Here, I’ve reviewed the 10 best banks that integrate with QuickBooks.
Below, I summed up the top features I considered for the 10 financial providers. Here is our list of banks that integrate with QuickBooks Online.
| U.S. Bank Gold Business Checking | |||||
| Bluevine Standard | |||||
| Chase Business Complete Banking | |||||
| Mercury Business Checking | |||||
| Novo Business Checking | |||||
| Grasshopper Bank Innovator Business Checking | |||||
| Found Business Checking | |||||
| Relay Business Checking | |||||
| Axos Bank Basic Business Checking | |||||
| Live Oak Bank Business Savings Account |
Our rating: 4.30 out of 5
U.S. Bank is a traditional bank that lets you take control of your financial data by allowing you to link your bank account with QuickBooks Online to oversee both your bank and credit card transactions. You can start by setting up your QuickBooks Online account. The bank offers three business checking options, a specialized nonprofit account, and several cash management and payment processing services.
I recommend U.S. Bank’s starter account, Business Essentials, to small business owners who are just starting out. It offers unlimited free digital transactions, 25 free teller transactions, no minimum balance, and no monthly service fees. Read our U.S. Bank business checking review to learn more about its fees and key features.
In addition, you can earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,200 when you open a Platinum Business Checking Account online with promo code Q2AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through June 30, 2026. Member FDIC.
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Our rating: 4.22 out of 5
Bluevine is a top fintech company that offers high yields and a QuickBooks Online integration. You will find it easy to match your billing, transaction, and payee information on both platforms. Aside from QuickBooks, Bluevine has major integrations with many payment and accounting software. It also offers competitive interest for three business checking products, an excellent line of credit, a credit card with cashback rewards, and fast international business payments.
What is great about Bluevine is it gives you different options for business checking accounts, which provide unlimited transactions. You can start with Bluevine Standard, which does not have a monthly fee, and enjoy a 1.3% APY of up to $250,000 when you meet qualifying activities. As your business scales, you can sign up for premium accounts and earn higher yields while reducing your fees on standard banking services, like wire transfers and same-day ACH transactions.
Visit Bluevine
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Our rating: 4.20 out of 5
Chase is one of my top picks for the best banks that integrate with QuickBooks. This full-service bank automatically transfers credit card payment data and bank transactions from your business account to your QuickBooks Online accounts daily. This includes card sales, refunds, fees, chargebacks, income, and expenses, making it easy to reconcile your bank accounts. Chase offers three business checking accounts with waivable fees, in-person banking in multiple states, and efficient tools and services.
I chose Chase as one of my best banks for QuickBooks integration because it offers a full suite of business banking products and services and has a nationwide branch presence. The lowest-tier Chase Business Complete Checking® account provides 20 paper transactions, unlimited electronic transactions, and a monthly cash deposit allowance of $5,000. You’ll also get a bonus of up to $500 when you open a new Business Complete Checking® account and meet the qualifying activities. The offer is valid until October 16, 2025.
Visit Chase
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Our rating: 4.17 out of 5
Mercury, a fintech geared for tech startups, makes accounting a breeze by syncing bill payments, regular payments, and debit and credit card transactions from your Mercury account. Accounting records are auto-created in QuickBooks by assigning general ledger codes. Mercury also has solid business software integrations, resource-rich features for startups through investor connections and networking, a high APY Treasury product, and above-the-standard FDIC insurance coverage.
Mercury is an outstanding option for startups and tech companies with substantial funds. I appreciate the advantage offered by Mercury Vault, which provides you peace of mind with an FDIC coverage of up to $5 million using a sweep network. Mercury’s fee-free business checking account is convenient with no minimum balance, opening deposit requirement, monthly fee, or transaction limit. Another perk is the IO Mastercard with cash back rewards and a high-yield Mercury Treasury
Visit Mercury
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Our rating: 4.09 out of 5
Novo, another outstanding fintech, provides QuickBooks bank integration. You can view all your accounting data from a single Novo dashboard. New users get a 30% discount on QuickBooks for the first six months. Novo provides a fee-free business checking account, up to $7 in monthly ATM fee refunds, low-cost international payments, and faster payment acceptance for Stripe users.
As a business owner, you prefer to receive client payments faster. Novo offers this benefit through Novo Boost. Instead of waiting for days, I like that Novo lets you receive Stripe payments in a few hours. You can also send vendor payments via Express ACH, which allows same-day transfers. Another plus point is that Novo helps you organize your finances better. You can create up to 20 reserve accounts to set aside tax, payroll, and other business operation expenses.
Visit Novo
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Our rating: 4.09 out of 5
Grasshopper is another great pick for the best banks with QuickBooks integration. It provides two business accounts, Innovator and Accelerator. If you’re a small business or mid-sized company, the Innovator Business Checking account is ideal. You save on monthly maintenance fees and earn interest. Meanwhile, startups can opt for an Accelerator account, which offers a higher APY when combined with a money market account.
As a digital bank, Grasshopper scores high on convenience when opening a business account. It also offers an uncapped APY of up to 1.80% and increases the interest further when you bundle it with a money market savings product. You can transact without limits, earn cash back for your debit card purchases, and enjoy Autobooks
Visit Grasshopper
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Our rating: 3.95 out of 5
Found, a fintech platform designed for self-employed professionals, lets you import your QuickBooks transaction details to track all income and expenses through its own bookkeeping system. Found’s all-in-one banking solution offers users auto expense tracking, customized invoicing, financial reporting, and budgeting tools. No credit checks are performed when opening a checking account.
If you’re looking for a banking solution that streamlines finance management, I highly recommend Found for its built-in bookkeeping software, tax tools, and free invoicing services. It simplifies running your business, especially with a business checking account that has no hidden fees or balance minimums. You can auto-track and categorize your expenses, run reports, review tax estimates, and capture and save receipts, which saves you a lot of time. Cash deposits can also be made at over 80,000 retail locations.
Visit Found
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Our rating: 3.95 out of 5
Relay, a fintech company, helps to simplify your bookkeeping through direct syncing of your banking data with QuickBooks Online. Card purchases are auto-categorized, and check images are attached to your deposit transactions for detailed and accurate monthly reconciliation. Relay makes expense tracking easy by providing multiple business accounts and debit cards. Account permissions also let you delegate financial tasks, saving business owners time.
Rapidly expanding businesses won’t need to worry whether their business checking accounts can keep up with their growth. They can open up to 20 reserve accounts and create up to 50 debit cards to help manage spending and track expenses in detail. You can also save on fees when you deposit or withdraw at Allpoint ATMs, which is rewarding for budget-conscious companies.
Relay offers unlimited transactions and fee-free cash deposits at Allpoint+ ATMs. In addition, you can deposit cash at over 90,000 Green Dot retail locations, but a fee of $4.95 per transaction can apply.
Visit Relay
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Our rating: 3.83 out of 5
Axos Bank is an online-only bank offering business users integrated QuickBooks desktop and QuickBooks online versions. Aside from QuickBooks and ADP integrations, Axos has a full range of business banking products, such as savings accounts, money markets, CDs, lending, merchant services, and payroll services. Through Insured Cash Sweep (ICS), your business funds can be FDIC-insured up to $240 million. On top of that, the bank reimburses users for all domestic ATM fees.
I chose Axos Bank because business owners can maximize their savings with the Basic Business Checking account’s unlimited domestic ATM fee refunds and waived monthly fees. You also get unlimited transactions and can make fee-free cash deposits at MoneyPass and Allpoint networks. However, if you opt to deposit at Green Dot retail locations, it will cost $4.95 per item.
The bank offers a welcome bonus of up to $600 when you open a new Axos business checking account and bundle it with a new business savings account (promo code: SBB600) and meet qualifying activities. The offer expires on June 30, 2026.
Visit Axos Bank
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Our rating: 3.74 out of 5
Live Oak Bank is another financial institution that allows you to link your account with QuickBooks. This online-only bank provides a high APY of 3.15%. Consider this bank if you’re looking for more earnings on idle funds. You won’t need to pay a monthly fee or an opening deposit. To start earning interest, you only need to keep a balance of one cent. In addition, you can protect your large balance (up to $10 million in FDIC insurance coverage) through an insured cash sweep program.
Live Oak Bank’s competitive yield on its savings product makes it a solid candidate for the best banks offering a QuickBooks integration. It doesn’t require a steep amount of balance to earn interest compared to other banks. Additionally, Live Oak extends several business products, including business checking, certificates of deposit, and business financing, specifically SBA loans.
Visit Live Oak Bank
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I looked at the following factors when evaluating and assigning a rating for the best banks for QuickBooks integration:
Before creating the list of banks that integrate with QuickBooks Online, I carefully checked if the bank actually offers QuickBooks integration for seamless accounting. I researched the fee structures and focused on monthly fees, minimum opening balances, and any required balance requirements, including ATM fees. I also considered the APY, monthly transaction and cash deposit limits, and weighed in the convenience of having physical branches nearby. All of this was important to ensure you get the best fit for your needs.
QuickBooks (Intuit) is considered a fintech company, not a bank. However, its banking services are provided by its partner, Green Dot Bank, Member FDIC.
Most banks support QuickBooks integration, even small credit unions. But if you cannot link QuickBooks to your bank account, you can still upload your transactions manually to your QuickBooks Online account.
It is very safe to link your bank account to QuickBooks. The company offers robust security measures, such as read-only bank connections, password protection, SSL and RSA encryptions, and more, to safeguard your financial data.
QuickBooks does not impose a maximum number of bank accounts that can be added to one QuickBooks Online company file.
Any bank that supports QuickBooks Online is effective for integration.
Even if your bank is not listed, QuickBooks allows manual uploads. You can also easily request support for your bank through your QuickBooks Online account.
QuickBooks supports a wide range of banks. To see a complete list of supported banks, please visit the QuickBooks website.
Robi Mansueto brings over a decade of experience in consumer and preferred banking, with expertise in investment services, client relationship management, and financial product sales. She has held key roles at the Bank of the Philippine Islands and CIMB Securities (Singapore), where she managed high-net-worth clients and oversaw investment, loan, and securities transactions. With a strong background in client onboarding, compliance, and risk management, Robi has ensured strict adherence to regulatory standards throughout her career.
