When you use exchange, unless you deliberately set it up for remote, you will maintain a connection between each client and the server. There is not a lot of traffic associated with this connection, but there is a bit. This buys you immediate notification when a new email comes in.
If you are in remote mode, you connect to the server and ask for mail either on a schedule (e.g., every 10 minutes) or on demand, when the user hits Send/Receive. Your poll can be using the exchange server protocol, IMAP, or POP3. You can choose to use dial-up or network for this connection.
In general, I believe that you actually get better bandwidth utilization with the continuous connection, particularly if you are keeping mail on the server rather thandownloading mail to a .pst. The reasons are:
a) If you keep mail on the server, the client must cycle through all old mail to find out if you have new mail.
b) If you use an exchange connection, attachments are not loaded to the client until they are to be read. If you have people who routinely send lots of copies of large presentations or spreadsheets to people who rarely read them, you avoid the download traffic.
Note that if you are really seeing too much traffic on your T1, and that T1 is between you and another office you might do better to install a second Exchange server at the remote end. That way all users are talking to a local exchange server, and inter-site traffic only moves over the T1 once.
Good luck.