DBFCDX DBV Data conversion

Hi,

I have to convert some datafiles from one application to MS ACCESS. The data files are:

apartments.DAT –>> DBF database file
apartments.CDX –>> Index file
apartments.DBV –>> Flexfile Format Memos.

I have tried to use some utils like WinDBU, epDUB, etc… but all of them says to me that the MEMO fields in the .DAT file are of type char(6) and not memo. I think it can be an offset in the DBV file, but ????

Any help?? All I want to do is to have the data in an Access database. Thanks