My wife and her sister made a verbal agreement to split the commission from a real estate deal. In this deal, my sister-in-law is the borrower and my wife is the processing manager/compliance officer of the mortgage company. When my wife and sister-in-law made this verbal agreement, she didn’t know that it was illegal. Now from what I understand that it is illegal to share your commission with the borrower. My wife was told by her boss that, if she gives her sister the money she will lose her job. However, my sister-in-law is persistant about getting her share of the money and doesn’t seem to care about the legal ramifications. I am writing to find out if my wife is legally obligated to honor the agreement. I don’t want her to lose her job. Could you give me some advice?