What Are The Easist Ways to Build Applications For SQL Server 2005?

Hi,

Are there a easy application builders for a PC to access a SQL Server 2005 Database that will
give it the ability to do Inserts, Updates, and Deletes?

Are there any programs that can read in a SQL Server 2005 Schema and generate forms to do updates and reporting?

Are there any Open Source Apps or low cost shareware out there?

Regards,

T Smith