career

To me, if you've gone to Sr. Business Analyst in 3 years I think that speaks highly of you, and perhaps that will also be looked at well when you look for work. Here's a few ideas for you:

1) While you know the company is in trouble - do
everything you can to increase your skill
level. Then use that as leverage to
demonstrate that you have the equivalent skills
as a 10 year person. Most likely you'll
be quizzed somewhere in the process.
2) Don't overlook contract assignments
3) Start looking now. Since you know the company
is in trouble already, you'll need this lead
time to get your resume out there.
4) The more mobile you are, the more your chances
you have for a better position.
5) Realize that job titles are ambiguous at best
and focus more on what work you have actually
accomplished.
I wish you the best - Rick

It mostly depends on what kind of career path you are looking for. I strong suggest you evaluate your career path in both the roles.

Business Analyst gets a broader perspective and knows more of the business process; which may or may not involve long hours; interacting with clients sometimes you have to travel to meet client/clients in person to understand/uncover their needs. Though the role is glamrous one has to do lot of ground work to be successful; which i am sure you are right now.

Testing is more focussed and concentrates on minute details of the application; which normally does not involve travelling/client interaction.

One good thing is you are in Financial services sector based on your educational background and your interest you can decide your career path

:)