Challenges Consultants/Contractors Face

What sort of issues to contractors and consultants have to deal with that the typical salaried employee might not be aware of?

I'm fishing for some ideas to address in upcoming articles. If you have an idea, please drop me a line. (theard@jcmalone.com) I can quote you if you like, but it's not necessary.

If you think you have a particularly interesting or humorous experience, or just know of an issue and would like some free publicity, please write me. If you want to be mentioned in the article, I'll also gladly tell a bit about you, such as your field of expertise, just in case there are readers out there who might have a need for your talents.

Thanks in advance!

Tim