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Choosing hardware insurance

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by Michael Kassner

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What should an organization should look for when choosing hardware insurance policies? What type of coverage does an organization need? Do you have suggestions for reducing deductibles and rates?

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by thechas

You need to start by defining your needs.

Do you need to assure 24/7 uptime?

Catastrophic loss?

Theft?

For most uses, beyond theft and casualty, there is little need or justification for much more.

If your firm has a significant amount of e-buisness, you would be better off to invest in contingency planning rather than PC insurance.

The first line of defense, is to have multiple self contained work sites.

Chas

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