icouldnt figure out how to contact either of you two directly but i found my self in a similiar situation in may 2006...
i was accused of sending bank of america emails, and my site was suspended, and i had to go through a whole mess of problems to get it back up.
this month, june 2006, i was accused again and this time my account was suspended for good (my host is canaca.com) i still have 6 months paid for with this host and domain, but now i am stuck.
The only thing they allowed me to do was download my stuff, and in the process i have found folders for wells fargo, bank of america, and halifax... my site however has a policy in which i am responsible for all content on the site, despite the fact that, i knew nothing about phishing what so eveer prior to these two incidents.
Now I am considering moving to a new host, because they apparently do not help you defend your site, will not help you find vulnerabilities in your scripts, and only have a 2 strike rule, on top of the fact that they outsource so their phone support doesnt speak good english.
Can anyone suggest what i can do to prevent this from happening? I run a music based site with a phpbb forum, streaming and downloadable audio and video, and over a GIG of content. redoing this is becoming a real inconvenience, and it has also hindered my email capabilities among other things.
This is a very bad situation to be in because for 2 years we had no down time, and users who see "account suspended" have doubts about your reliability.
Any Help would be appreciated.