What work experience do you have?
Have you tried the companies that essentially contract with you to do jobs for other companies ? Employment Agencies?
If you're just starting out in the working world, then get any kind of a job you can to get that experience.
1) no -- don't try to certify. You're already IT education heavy.
2) get a BA in Business with a concentration in Finance/Accounting or Management Information Systems (MIS) etc.
3) IT is going to be competitive in the future for awhile. There was a need a few years ago, but ultimately the technical startups cannot compete with businesses already out there and the economy right now is harsh to expense generating fields (IT is an expense/cost center --> IT usually doesnot produce funds for the company in most instances).
My advice to anyone starting out is to get a BA/BS degree that will establish you in the business world (BA)... and concentrate in your interests.
My advice to someone in this industry already and out-of-work since August, would be to see what the market in your area is like and make a determination of what you need to do based on your experience and interests. If you haven't been on many interviews, then it may just be that there'sno market in your area, for IT people. Talk to people in your area. Talk to people you've interviewed with and ask what you might have done better. Talk with the people where you got your AS degree... usually even Junior Colleges will have placement offices.