IBM SPSS Statistics is the world’s leading statistical software. It enables you to quickly dig deeper and get insight into your data, making it a much more effective solution than spreadsheets, databases or standard multi-dimensional analysis tools. In the following, you will use financial data and classification modeling to predict loan default. The techniques you learn today can be used across a variety of predictive use cases to save your organization time and money including student retention, hospital readmission, and customer churn.