- Best overall: Xero Accounting
- Best iOS app: Zoho Books
- Most user-friendly: QuickBooks Online
- Best for growth: Sage Intacct
- Best invoicing: FreshBooks
- Best free option: Wave Accounting
Software Spotlight: Sage IntacctTransform your financial decision-making with multi-dimensional cloud accounting, payroll and HR that grows with your business.
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Many Apple users want to be able to use their accounting software on their Macbook, iPad and iPhone. Fortunately, there are many accounting software platforms that offer apps for Mac and iOS devices.
We’ve rounded up six of the best accounting software options for Macs to help kick off your search.
Featured Partners: Accounting Software
Top accounting software for Mac comparison
There are many factors to consider besides pricing when it comes to choosing the best accounting software for Macs.
| Starting price | Forever free plan | Mac desktop app | Expense tracking | Native time tracking | Inventory management | ||
|---|---|---|---|---|---|---|---|
| Xero Accounting | $15/mo. | No | Yes | Yes | Yes | Yes | Try Xero Accounting |
| Zoho Books | $15/mo. | Yes | Yes | Requires integration with Zoho Expense | Yes | Yes | Try Zoho Books |
| QuickBooks | $30/mo. | No | Yes | Yes | Yes | Yes | Try QuickBooks |
| Sage Intacct | Contact for pricing | No | Yes | Yes | Yes | Yes | Try Sage Intacct |
| FreshBooks | $19/mo. | No | Yes | Yes | Yes | Yes | Try FreshBooks |
| Wave Accounting | $0/mo. | Yes | No | Yes (free with paid plan only) | No | No | Try Wave |
Xero Accounting: Best overall
Our star rating: 4.4 out of 5
Xero is an accounting software for small businesses that offers desktop and mobile iOS apps in addition to a web-based portal. Xero Accounting provides a user-friendly interface and affordable pricing plans, a great combination that will win over many users. Xero is an especially good choice for product-based businesses that sell items, as it features a great inventory tracking and management tracking system in addition to its accounting tools.
Pricing
- Early: $15 per month.
- Growing: $42 per month.
- Established: $78 per month.
Features
- Track expenses using the iOS mobile app.
- Manage inventory and create orders.
- Organize customer and vendor contacts.
- Connect to multiple payment gateways and financial institutions.
Pros
- All plans support unlimited users.
- Project and time tracking included on some plans.
- Guided setup process supports accounting beginners.
- Option to add Gusto payroll.
Cons
- Early plan limited to 20 invoices and 5 bills per month.
- Only one organization allowed per account.
- Mid-tier plan is three times the cost of the entry-level plan.
- No telephone support offered.
For more information, read the full Xero review.
Zoho Books: Best iOS app
Our star rating: 4.7 out of 5
Some desktop and mobile apps can feel like an afterthought compared to the web portal, but not so with Zoho Books extremely well-reviewed iOS apps. All of Zoho’s Mac apps are built specifically for the iOS operating system for optimal use. The company also offers Zoho Invoice and Zoho Expense apps to extend the functionality even further.
Many of Zoho’s products, including Zoho Books, offer a forever free plan, making it a great choice for Mac users on a budget.
Pricing
- Free: $0 for businesses with less than $50K USD per calendar year.
- Standard: $15 per organization per month billed annually, or $20 per organization per month billed monthly.
- Professional: $40 per organization per month billed annually, or $50 per organization per month billed monthly.
- Premium: $60 per organization per month billed annually, or $70 per organization per month billed monthly. A 14-day free trial is available for this plan.
- Elite: $120 per organization per month billed annually, or $150 per organization per month billed monthly.
- Ultimate: $240 per organization per month billed annually, or $275 per organization per month billed monthly.
Zoho Books also offers the following add-ons:
- Additional users: $3 per user per month.
- Advanced auto scans: $10 per month for 50 scans per month.
- Snail mails: $2 per credit.
Features
- Transactions sync automatically.
- Expense and mileage tracking.
- Invoicing and estimate tools.
- Inventory management available.
Pros
- Very well-reviewed iOS apps.
- Forever free plan available for small businesses.
- Free Zoho Books webinar every week.
- Six pricing plans to choose from.
Cons
- Requires a third-party integration for automatic sales tax calculations.
- Must set up free invoicing and inventory add-ons to get full functionality.
- Charges a small fee for extra users.
- Free plan has email support only.
For more information, read the full Zoho Books review.
QuickBooks Online: Most user-friendly
Our star rating: 4.6 out of 5
While the name might make it seem like QuickBooks Online is purely a cloud-based software, it actually offers both desktop and mobile apps for Mac. For the level of features that it offers, QuickBooks is pretty user-friendly, though beginners may find that it presents a bit of a learning curve. QuickBooks is on the more expensive side, but those who can afford it will find that QuickBooks offers comprehensive tools for Mac users.
Pricing
- QuickBooks Simple Start: $30 per month with access for one user.
- QuickBooks Essentials: $60 per month with access for up to three users.
- QuickBooks Plus: $90 per month with access for up to five users.
- QuickBooks Advanced: $200 per month with access for up to 25 users.
Features
- Make invoices, estimates and quotes.
- Automatic income and expense tracking.
- Free receipt capture offered.
- Payroll add-on available in all 50 states.
Pros
- Unlimited invoices, clients and bills on all plans.
- Expense and mileage tracking on all plans.
- Sales tax is calculated automatically.
- Used by accountants all over the world.
Cons
- Some users say that customer service could be improved.
- Prices are higher than average.
- Each plan limits the number of users.
- Must choose between a free trial and a discount on the first three months of service.
For more information, read the full QuickBooks Online review.
Sage Intacct: Best for growth
Our star rating: 4.6 out of 5
Sage offers various accounting products tailored to businesses of different sizes, all the way up to enterprise accounting software. Sage Intacct is designed to be used by growing mid-size businesses that need a more sophisticated accounting product. Sage Intacct harnesses automation and artificial intelligence (AI) technology to enhance the general ledger. If your business has multiple entities, then you’ll also appreciate the Multi-Entity Insights reporting module.
Pricing
Sage Intacct does not disclose pricing for this software product — interested customers must contact the sales team for a personalized pricing quote.
Features
- General ledger enhanced by AI and automation.
- Multi-Entity Insights for growing businesses.
- Option to add on advanced accounting modules.
- Salesforce integration available.
Pros
- Advanced financial analytics offered.
- Tools for specialized industries.
- Excellent customer support.
- Can add on fixed asset management.
Cons
- Pricing is not transparent.
- Customers say that costs tend to run high.
- Too advanced and complex for small businesses.
- Software interface could be more intuitive.
FreshBooks: Best invoicing
Our star rating: 4.1 out of 5
FreshBooks is an intuitive accounting software that offers desktop and mobile apps for Mac. FreshBooks’ invoicing and estimate tools are intuitive and easy to use, making it a snap to create professional-looking invoices and send them to your clients. The software allows users to send reminders, charge late fees, accept full or partial payments and receive payments in multiple currencies.
Pricing
- Lite: $19 per month billed monthly or $228 billed yearly. Allows users to bill five clients per month.
- Plus: $33 per month billed monthly or $396 billed yearly. Allows users to bill 50 clients per month.
- Premium: $60 per month billed monthly or $720 billed yearly. Includes unlimited billable clients.
- Select: Custom quote pricing for enterprises.
Features
- Invoicing, estimate and proposal tools.
- Expense tracking and mobile receipt tracking.
- Accept payments directly in FreshBooks.
- Native time tracking and project tracking.
Pros
- Transparent, affordable pricing plans.
- Intuitive interface is user-friendly.
- Well-reviewed iOS apps.
- Payroll integration with Gusto and SurePayroll by Paychex.
Cons
- Only 5 users and limited features on the Lite plan.
- Could use more third-party integrations.
- Costs $20 per month for Advanced Payments feature.
- Additional users cost $11 per person per month.
For more information, read the full FreshBooks review.
Wave Accounting: Best free option
Our star rating: 4 out of 5
Wave offers a mobile app for iOS, but it doesn’t offer a desktop app for Mac users. However, its cloud-based web portal is easy to use, and Wave makes up for the lack of a desktop app by offering a completely free accounting software plan. Growing businesses can scale up to Wave’s affordably priced paid plan, Wave Pro, or stick with the free-for-life accounting and invoicing tool. The free plan includes unlimited invoices, clients, credit connections and bank accounts, which is why we named Wave the best low-cost option for accounting software for multiple businesses.
Pricing
- Wave Starter: Free for life.
- Wave Pro: $16 per month or $170 per year.
- Mobile receipts: Included free with Wave Pro or $11 per month/$96 per year with Wave Starter.
- Payroll: $40 a month in tax service states and $20 a month in self service states, plus $6 per active employee or independent contractor paid each month.
- Advisors: $149 a month for ongoing bookkeeping support, or $379 for a one-time accounting and payroll coaching package.
Features
- Sales and sales tax tracking included.
- Invoices are automatable and customizable.
- Detailed income and expense tracking.
- Basic finance and accounting reports.
Pros
- Free forever accounting and invoicing plan.
- Unlimited clients, invoices and bank accounts.
- Easy-to-navigate interface.
- Manage multiple businesses with one accounting software.
Cons
- Accounting features are not as comprehensive as some competitors.
- No native integrations offered.
- Paid add-on for mobile receipt capture with free plan.
- No phone-based customer service.
For more information, read the full Wave Accounting review.
Key features of accounting software for Mac
Desktop and mobile apps
While most accounting software offers iOS mobile apps, not all of them offer desktop or iPad apps. Even if these apps are available, they may have limited functionality compared to the cloud-based web app. Be sure to fully test all the versions of the app that you plan to use to confirm that each app offers the features that you need.
Invoicing
Invoicing and billing are key activities for many businesses, which is why the best accounting software for Macs should make it easy to generate customized invoices and send them to clients. Other related features to look for include late payment fees, invoice reminders, pre-loaded templates and estimate-to-invoice conversion.
Expense and mileage tracking
Expense and mileage tracking ensures that your company is reimbursed for expenses that you incur as the normal cost of doing business. Most accounting software for Mac includes these features, but some confine it to higher-tier pricing plans or limit the number of receipts and trips you can capture on the entry-level plans.
Reporting
The best accounting software for Macs should come pre-loaded with reporting templates that cover all basic accounting and financial metrics, such as profit and loss statements. These reports should be easy to adjust for the necessary dates and should also automatically pull data from other parts of the software.
Integrations
Some accounting software offer pre-built native integrations to other tools, while others rely on third-party middleware tools such as Zapier to connect the software to other apps. Make a list of your must-have integrations and check that each software can support the other tools your business relies on.
How do I choose the best accounting software for Mac for my business?
Most accounting software offers a free trial or forever free account that allows interested customers to take the software for a test drive before committing to a paid plan. Mac users who plan to use their accounting apps on a Mac, iPad or iPhone should download each app and test it out extensively during the trial period. The functionality of desktop and mobile apps often differs from the web app. For example, the desktop and mobile may not offer all the same features, or the workflows might be different.
When trying to choose the right accounting software, you should also decide what features you need overall, whether that is expensive tracking, inventory management or advanced accounting reports. Also consider the typical number of invoices, transactions and clients your business deals with within a month — these levels might be capped on cheaper pricing plans.
Fortunately, many accounting platforms only charge month-to-month plans, so you aren’t locked into an annual contract if you decide you need to upgrade to a plan with higher limits or even switch platforms entirely.
Methodology
To choose the best accounting software for Macs, we consulted user reviews and product documentation. We considered factors such as pricing, customer support and user reviews. We also considered features such as invoicing, time tracking, expense tracking, mileage tracking, inventory tracking and financial reports.