Accessing XP over LAN

I have 2 computers, 1 running XP pro and 1 running Win 98 SE. May question involves the Local Security settings on the XP machine. I can only access the XP computer over the network from the Win 98 computer when I list “Everyone” in the “Acess this computer from the network properties”. I want to be able to restrict access. If I remove “Everyone”, I keep getting asked for a password. I log onto Win 98 with a user and password that corresponds to a user account on the XP computer. If I type in the same password at the prompt (when trying to access the XP computer) it says it is invalid. It doesn’t matter if the user is inclused in a group or listed individually. I’m getting all or nothing access.

I have had no problem doing this with Win 2000.