Mail Merge- Multiple records

here is my situation:

I need to create a mail merge. The data will have the client name and a transfer request. One client may have multiple client requests.

I am trying to create a word mail merge letter that will allow me to print the clientinformation and then each transfer request .

I cannot use an Access report because the letter will probably need minor massaging. Is there a way to put the multiple transfers on one mail merge letter? I am using office 97

thanks