SWAP FILE

Your swap file is too small!

When you viewed System Monitor, you saw just a snapshot of the swap file usage.

The SWAP file is also referred to as virtual memory.

When Windows does not have enough real memory (RAM) it uses the 'swap' or 'page' file to store temporary information.

I personally choose VERY conservative settings for the swap file size. I prefer a stable system to any small performance gains that can occur with a small fixed size swap file

When I set up a system, I create a separate 2GB or larger partition, and allow Windows to use the entire partition as it desires for virtual memory.

If I need to set a fixed size page file, I set it to the larger of 1GB minus RAM, or 2 times RAM.

With your system with 96MB of RAM, I would want to have 900MB of hard drive space available for the page file.
The ABSOLUTE smallest size that I would use for a page file on this system is 500MB.

For further reading, check out:

http://www.aumha.org/win4/a/memmgmt.htm

http://www.bootdisk.com/swapfile.htm

Chas

How much free space do you have on the hard drive? Go to add/remove programs in the control panel and remove all unnecessary programs (fluff). Delete EVERYTHING in the c:\windows\temp folder, do a disk clean up, defragmentation and scan disk in system tools. Try again to set the minimum and maximum swap file to twice the size of RAM 192M).